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Financial Advice

Tips and News About Personal Finance

Personal finance is about managing your money, your savings and investments. It encompasses budgeting, banking, insurance, mortgages, investments, retirement planning, tax, and estate planning. The term often refers to the entire industry that provides financial services to individuals and households, and advises them about financial and investment opportunities.

  • What Is a Fiduciary Financial Advisor?
    by John Savadjian on September 24, 2021 at 4:19 pm

    When you are figuring out how to manage your finances, it’s important to know not only about the different strategies for financial planning but also how the money management industry works. When you are entrusting your savings and income to someone, you want to be confident that this individual is responsible for acting in your

  • Should I Hire A Financial Advisor
    by John Savadjian on February 9, 2021 at 4:54 pm

    Making long-term decisions about money can be difficult and even a little scary. But with the help of a financial advisor it doesn’t have to be. Many people turn to financial advisors for help with their financial decisions. Getting educated about your retirement and wealth-management options is a necessary part of planning your financial future.

  • What is Financial Advisor Job?
    by John Savadjian on February 9, 2021 at 4:49 pm

    It’s hard to get your ducks in a row and set financial priorities when you are just getting started on a career, especially if you have huge student loans, which take a big bite out of your paycheck.  Plus there are other expenses that make it difficult to save for the future.  If you’re lucky,

  • What Are The Types of Car Insurance?
    by John Savadjian on February 9, 2021 at 4:44 pm

    Nothing compares to your “first set of wheels”, no matter how many years that you are a vehicle owner.  Everyone remembers their first car, whether it was a hand-me-down from Dad, or an old clunker you got dirt cheap that ran. The biggest downer about owning your first car, or your current car for that

  • The Pros and Cons of Hiring a Financial Advisor
    by John Savadjian on January 15, 2019 at 2:41 pm

    Making long-term decisions about money can be difficult and even a little scary. But with the help of a financial advisor it doesn’t have to be. Many people turn to financial advisors for help with their financial decisions. Getting educated about your retirement and wealth-management options is a necessary part of planning your financial future.

  • When It Makes Sense to Hire a Financial Advisor
    by John Savadjian on January 10, 2019 at 4:28 am

    By now, many of us have seen the TD Ameritrade commercials with the bearded bespectacled financial advisor questioning his client about her plans and where she’d like to be when she retires. The client usually throws in some unexpected adventure or bucket list idea that has been in the back of her mind for a

  • Insurers under Critical Observation in Puerto Rico
    by John Savadjian on October 26, 2018 at 7:10 pm

    As if Hurricane Maria hasn’t already taken a toll on most Puerto Ricans. Insurance companies are under scrutiny in Puerto Rico with 13,600 Hurricane Maria claims still open. This has resulted in thousands of Puerto Ricans being forced to close their businesses, drain their savings, or accept the idea of living with structural damage as

  • How Does the Stock Market Work?
    by John Savadjian on November 20, 2017 at 3:00 pm

    Everyone has questions about the stock market – how should they invest? How much money should they invest? How do they decide on which stocks to buy? All of these questions leave people wishing they had paid more attention in those economics classes in college! But while business courses prepare people for the theory behind

  • What Millennials Should Know About Retirement
    by John Savadjian on November 13, 2017 at 3:40 pm

    Though the millennial generation is just starting to enter the workforce, they are a forward-thinking bunch. And with anyone who is looking to get ahead in their future lives and careers, preparing for a comfortable retirement is always a good practice to cultivate. However, college courses and economics classes often do not prepare students, now

  • What Baby Boomers Should Know About Retirement
    by John Savadjian on November 6, 2017 at 3:31 pm

    While baby boomers probably remember their first few days in the workforce, they are steadily working their way towards retirement. And it’s coming quickly! However, many baby boomers are a part of a smaller subset of their generation who do not really know how to prepare for retirement, or how to take advantage of that