If you work for a large or medium-sized company, you’ve probably never given much thought to disability insurance or life insurance. Those are just a couple of benefits, (or “bennies” as that term is often used), that a company generally provides to its employees. The larger the company, the cheaper the premiums are to the company, and they are able to provide some peace of mind to their workforce. In fact, it is probably something that most employees just take for granted.
If you are launching your own company, or leaving a company where disability benefits have always been provided, you should ensure that you have a disability insurance plan in place as quickly as possible.